Tuesday, November 29, 2011

First Time Home Buyers

Have you been thinking about buying your first home, but don't know where to start?  I'm here to tell you how.

Step 1:  Get your finances in order. 
  • Have on hand your tax returns, W2s, bank statements and pay stubs.   
  • Have a little nest egg.  There are programs out there still where you only need as little as $1000 of your own money but the more you have saved, the better.
Step 2:  Make an appointment with a real estate lender. 
  • If you don't know one, I'd be happy to refer you to someone I trust
  • There you will get a pre-approval that tell you how much you can afford and will help you with negotiations further down the line.
Step 3:  Come see me, your trusted Realtor.
  • I will walk you through the process of choosing a home and take you the rest of the way through your purchase.
If you would like a more comprehensive guide I will send you one, free of charge!  Just shoot me an email or give me a call.

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